EXAMPLES OF INTEREST CHARGES
	ANNUAL COST	COST FOR 30 DAYS
ANNUAL INTEREST RATE	Average daily balance	Average daily balance
$100	$500	$100	$500
19.9%	$19.90	$99.50	$1.64	$8.18
21.9%	$21.90	$109.50	$1.80	$9.00
The annual interest rate may apply to regular purchases, equal payment financing, deferred payment financing, deferred equal payment financing or multiple purchases by equal payment financing.

EXAMPLES OF INTEREST CHARGES

ANNUAL COST

COST FOR 30 DAYS

ANNUAL INTEREST RATE

Average daily balance

$100

$500

$100

$500

19.9%

$19.90

$99.50

$1.64

$8.18

21.9%

$21.90

$109.50

$1.80

$9.00

The annual interest rate may apply to regular purchases, equal payment financing, deferred payment financing, deferred equal payment financing or multiple purchases by equal payment financing.

How to Choose Christmas Lights

Christmas lights come in a wide array of styles, giving you a lot to consider when looking at new lights fora your home. By familiarizing yourself with their different features, you can find the perfect lights for both your holiday indoor and outdoor decor.

Pro tip

Always look for the UL standard logo when buying Christmas lights to check whether they are rated as suitable for indoor or outdoor use. Only outdoor-rated lights should be used outside, as they are designed to stand up to harsh winter conditions.

Christmas Light Safety Tips

Save yourself some trouble and avoid any potentially dangerous situations by using your Christmas lights safely. Here are a few important tips to keep in mind:

Check your light cords for any fraying or damage before plugging them in.
Do not plug more than three sets of lights into one extension cord.
Use light clips rather than staples or nails to prevent malfunction, wire punctures, and electric shock.