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∆ The bonus 10% cash back RONA gift card offer (maximum cash back of $2,500 except for the countertop (maximum cash back of $700) and cabinet refacing (maximum cash back of $1000)) is valid only to residential owners who have requested a quote for kitchen cabinets, a cabinet refacing project valued at over $2500, a quartz countertop at least 30 sq. ft., flooring (vinyl, laminate, wood, ceramic tiles), shingle roofing or a Carrier air conditioning/heating system via the RONA installation program between June 4 and July 1st, 2020 and signed a contract before July 15, 2020. Installed products must have been purchased in a RONA store, proof of purchase may be required. Special conditions may apply to each category such as cabinet refacing in which the offer cannot apply to the replacement of kitchen hardware or countertop installation. RONA gift card will be provided to customers by RONA in the month following completion of the installation. This offer cannot be combined with any other offer, except a "RONAdvantages" financing offer. This offer is available in participating RONA.

Conditions: Valid in store only. The "Multiple purchases through equal payments" offer or "Multi-Purchase Plan" allows the customer to make multiple purchases over a period of 2 months ("the deferral period") for a specific project, without making payments nor incurring interest during this period. At the end of the deferral period, the balance of the multiple purchases is payable in 36 equal and consecutive monthly instalments, accordingly with the plan registered during the deferral period, at an annual interest of 6% if the balance is equal to or greater than $2,500, or at an annual interest rate of 13.5% if the balance is less than $2,500. Equal monthly instalments are included in the minimum payment due on the card. If the minimum payment due is not paid in full by the due date, the annual interest rate of not more than 19.9 % on the card applies to the unpaid equal monthly instalment, including the monthly instalment.

*FINANCING PROGRAM CONDITIONS: The Financing Program is open exclusively to individual consumers. Eligibility subject to Fédération des caisses Desjardins du Québec (“the Federation”) approval. All Annual Interest rates indicated are subject to change. The financing offer is available on RONA, Reno-Depot and RONA Visa Desjardins credit cards and other credit cards issued by the Federation. Following the adhesion to a RONA, Réno-Dépôt, RONA Visa Desjardins credit cards or any other credit cards issued by the Federation, the individual consumer will receive, to the indicated address, a statement on a monthly basis. No annual or membership renewal fees applicable. There is a 21-day, interest-free grace period on the card from the date the monthly statement is mailed or from the date it is made available in electronic format to settle the account without paying interest. The minimum monthly payment required to be made on the card will be the higher amount between: a) 5% of the total on: (i) the balance shown on the account statement for the previous period; (ii) interest on purchases and monthly instalments that have not been paid on the due date for the previous period; (iii) regular purchases during the statement period; (iv) monthly instalment(s) relative to Multiple purchases through equal payment or Multi-Purchase Plan for the statement period; (v) deferred payment purchases due on the statement date; and (vi) past due amounts and any other amount set out in the card contract; or b) $10 to which is added the due amounts related to Accord D financing and any other amount set out in the card contract. Other conditions can be applied. Refer to the variable credit agreement of the card. Terms and conditions in store or on www.ronadvantages.ca.