Conditions: Offer applies to the value of your installation project and is valid only for residential owners who have applied for a quote through the RONA installation program between January 7 and January 27, 2020 and whose installation contract is signed no later than February 10, 2021. Minimum purchase of $299 before taxes. Cannot be combined with any other promotional offer, nor with the RONA or Réno-Dépôt credit card sign-up offer. The "Deferred payment, no payments or interest" offer allows to make a purchase without having to make any reimbursement nor incurring interest during the period determined at the time of purchase. Other conditions: If the balance due for this purchase is not paid in full at the end of the period, such balance will be payable in 12 equal and consecutive monthly instalments if the balance is less than $1,000, in 24 equal and consecutive monthly instalments if the balance is equal or greater than $1,000 but less than $3,000, and in 36 equal and consecutive monthly instalments if the balance is equal or greater than $3,000. An annual interest rate of no more than 21.9% will apply to the balance.

*FINANCING PROGRAM CONDITIONS: The Financing Program is open exclusively to individual consumers. Eligibility subject to Fédération des caisses Desjardins du Québec (“the Federation”) approval. All Annual Interest rates indicated are subject to change. The financing offer is available on Visa Desjardins and Mastercard Desjardins and other credit cards issued by the Federation. No annual or membership renewal fees applicable. Following the adhesion to a Visa Desjardins or Mastercard Desjardins credit cards or any other credit cards issued by the Federation, the individual consumer will receive, to the indicated address, a statement on a monthly basis. There is a 21-day, interest-free grace period on the card from the date the monthly statement is mailed or from the date it is made available in electronic format to settle the account without paying interest. The minimum monthly payment required to be made on the card will be the higher amount between: a) 5% of the total on: (i) the balance shown on the account statement for the previous period; (ii) interest on purchases and monthly instalments that have not been paid on the due date for the previous period; (iii) regular purchases during the statement period; (iv) monthly instalment(s) relative to Multiple purchases through equal payment or Multi-Purchase Plan for the statement period; (v) deferred payment purchases due on the statement date; and (vi) past due amounts and any other amount set out in the card contract; or b) $10 to which is added the due amounts related to Accord D financing and any other amount set out in the card contract. Other conditions can be applied. Refer to the variable credit agreement of the card. Terms and conditions in store or on rona.ca/credit – renodepot.com/credit.

EXAMPLES OF INTEREST CHARGES
	ANNUAL COST		COST FOR 30 DAYS
ANNUAL INTEREST RATE	Average daily balance		Average daily balance
ANNUAL INTEREST RATE	$100	$500	$100	$500
19.9%	$19.90	$99.50	$1.64	$8.18
21.9%	$21.90	$109.50	$1.80	$9.00
The annual interest rate may apply to regular purchases, equal payment financing, deferred payment financing, deferred equal payment financing or multiple purchases by equal payment financing.

Conditions: Offer applies to the price of your installation project (after taxes) and is valid only for residential owners who have applied for a quote through the RONA installation program between January 7 and January 27, 2020 and whose installation contract is signed no later than February 10, 2021. Minimum purchase of $299 before taxes. Cannot be combined with any other promotional offer, nor with the RONA or Réno-Dépôt credit card sign-up offer. The "Deferred payment, no payments or interest" offer allows to make a purchase without having to make any reimbursement nor incurring interest during the period determined at the time of purchase. Other conditions: If the balance due for this purchase is not paid in full at the end of the period, such balance will be payable in 12 equal and consecutive monthly instalments if the balance is less than $1,000, in 24 equal and consecutive monthly instalments if the balance is equal or greater than $1,000 but less than $3,000, and in 36 equal and consecutive monthly instalments if the balance is equal or greater than $3,000. An annual interest rate of no more than 21.9% will apply to the balance.

*FINANCING PROGRAM CONDITIONS: The Financing Program is open exclusively to individual consumers. Eligibility subject to Fédération des caisses Desjardins du Québec (“the Federation”) approval. All Annual Interest rates indicated are subject to change. The financing offer is available on Visa Desjardins and Mastercard Desjardins and other credit cards issued by the Federation. No annual or membership renewal fees applicable. Following the adhesion to a Visa Desjardins or Mastercard Desjardins credit cards or any other credit cards issued by the Federation, the individual consumer will receive, to the indicated address, a statement on a monthly basis. There is a 21-day, interest-free grace period on the card from the date the monthly statement is mailed or from the date it is made available in electronic format to settle the account without paying interest. The minimum monthly payment required to be made on the card will be the higher amount between: a) 5% of the total on: (i) the balance shown on the account statement for the previous period; (ii) interest on purchases and monthly instalments that have not been paid on the due date for the previous period; (iii) regular purchases during the statement period; (iv) monthly instalment(s) relative to multiple purchases through equal payment or Multi-Purchase Plan for the statement period; (v) deferred payment purchases due on the statement date; and (vi) past due amounts and any other amount set out in the card contract; or b) $10 to which is added the due amounts related to Accord D financing and any other amount set out in the card contract. Other conditions can be applied. Refer to the variable credit agreement of the card. Terms and conditions in store or on rona.ca/credit – renodepot.com/credit.

EXAMPLES OF INTEREST CHARGES
	ANNUAL COST		COST FOR 30 DAYS
ANNUAL INTEREST RATE	Average daily balance		Average daily balance
ANNUAL INTEREST RATE	$100	$500	$100	$500
19.9%	$19.90	$99.50	$1.64	$8.18
21.9%	$21.90	$109.50	$1.80	$9.00
The annual interest rate may apply to regular purchases, equal payment financing, deferred payment financing, deferred equal payment financing or multiple purchases by equal payment financing.