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With these flexible financing options, getting started on your next renovation project is just an application away. |
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Do not pay for 3 months,
no fee,
no interest§
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A financing plan that is ideal for a unique
purchase of over $100. This financing plan offers no fee and no interest for the client. Enjoy your purchase right now and pay only in 3 months. |
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Equal payments financing at competitive interest rates‡
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Different financing plans are available according to the monthly instalment you wish to make.
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| Purchases |
Terms |
Rate |
$2,500
or less |
12 or 24 months |
13.5% |
$2,500
or more |
36, 48 or
60 months |
6% |
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Two-Step Renovation Plan∆
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This financing plan is made for renovation projects. Its flexibility allows you to manage a project free of charge before financing the total amount of your purchases.
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STEP 1
Make your purchases during 2 months
NO PAYMENT, NO FEE, NO INTEREST!
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STEP 2
Pay in 36 equal instalments at a fixed interest rate:
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• 6% for a project over $2500;
• 13.5% for a project less than $2500. |
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IN-STORE FINANCING PROGRAM CONDITIONS
† Subject to Desjardins Card Services credit approval. Certain conditions apply. The Desjardins Accord D financing program is available with the RONA, RONA VISA Desjardins and VISA Desjardins credit cards. Cannot be combined with any other offer with the exception of AIR MILES® bonus offers. This offer can be terminated without notice. This offer does not apply on the RONA Gift card, RONA Commercial credit card, in-house accounts and clients with commercial agreements. For all other conditions of payment, the cardholder should refer to the Variable Credit Agreement. Details in store. §Minimum purchase of $100 before taxes; the amount of taxes applicable must be paid at the time of purchase. Interest will be charged if the balance of the account is not completely paid on the due date; the balance of the account will be divided into consecutive equal payments (included in the credit card’s minimum payment due) with an annual interest rate of 19.9% according to the following scheme: $0 to $1,000 balance in 12 payments; $1,001 to $3,000 balance in 24 payments; $3,000 or more balance in 36 payments. E.g.: financing amount of $500 paid in 12 equal payments of $46.29 per month for a total of $555.52 total credit cost is $55.52 ‡A minimum purchase of $199 (before taxes) is required to take advantage of the financing program. Multiple equal instalment plans are available at RONA from 12 to 60 months at an annual interest rate of 13.5% for purchases up to $2,500. Example: financing amount of $750 paid in 12 equal instalments of $67.16 per month (included in the credit card’s minimum payment due) for a total of $805.97; total credit cost is $55.97. For purchases of $2,500 and more, you can obtain financing at an 8.9% annual financing rate. E.g.: financing amount of $3,000 paid in 36 equal instalments of $95.26 per month (included in the credit card's minimum payment due), total of $3,429.35; total credit cost is $429.35. Interest rates are subject to change without prior notice. Δ A minimum of $100 (before taxes) of cumulative purchases is required to take advantage of the Multi-Purchase Renovation Plan. The interest rate will be determined by the final balance of all the purchases related to your renovation project at the end date of your grace period (2 months as from your first purchase). Multiple purchases totalling $2,500 and more will be financed at a 6% annual interest rate. For example: financing amount of $3 000 paid in 36 equal payments of $91.27 per month (included in the credit card’s minimum payment due) for a total of $3 285.57; total credit cost is $285.57. For purchases of $2,500 and less, financing will be available at a 13.5% annual interest rate. Interest rates are subject to change.
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